Trusts

Important Notice to Investors: On March 31, 2016, Springleaf Finance, Inc., SpringCastle Holdings, LLC ("SpringCastle Holdings") and Springleaf Acquisition Corporation ("Springleaf Acquisition" and, together with SpringCastle Holdings, the "SpringCastle Sellers"), wholly owned subsidiaries of OneMain Holdings, Inc. ("OMH"), entered into a purchase agreement with certain subsidiaries of New Residential Investment Corp. ("NRZ" and such subsidiaries, the "NRZ Buyers") and BTO Willow Holdings II, L.P. and Blackstone Family Tactical Opportunities Investment Partnership—NQ—ESC L.P. (collectively, the "Blackstone Buyers" and together with the NRZ Buyers, the "SpringCastle Buyers"). Pursuant to the purchase agreement, on March 31, 2016, SpringCastle Holdings sold its 47% limited liability company interest in each of SpringCastle America, LLC, SpringCastle Credit, LLC and SpringCastle Finance, LLC, and Springleaf Acquisition sold its 47% limited liability company interest in SpringCastle Acquisition LLC, to the SpringCastle Buyers for an aggregate purchase price of approximately $112 million (the "SpringCastle Interests Sale"). SpringCastle America, LLC, SpringCastle Credit, LLC, SpringCastle Finance, LLC and SpringCastle Acquisition LLC are collectively referred to herein as the "SpringCastle Joint Venture." As a result of this sale, OMH's subsidiaries, SpringCastle Acquisition and SpringCastle Holdings, no longer hold any ownership interests of the SpringCastle Joint Venture. However, unless terminated, OMH, through its subsidiaries, will remain as servicer of the SpringCastle Portfolio under the servicing agreement for the SpringCastle Funding Trust. The information provided herein relating to the SpringCastle 2019-A, SpringCastle 2016-A, and SpringCastle 2014-A securitizations is provided at the request of the SpringCastle Joint Venture to permit convenient access to the historical monthly servicer reports of the SpringCastle 2019-A, SpringCastle 2016-A, and SpringCastle 2014-A securitizations. OMH and its subsidiaries make no representation or warranty, whether express or implied, concerning the information relating to the SpringCastle 2019-A, SpringCastle 2016-A, and SpringCastle 2014-A securitizations provided herein and hereby expressly disclaim all such representations and warranties. Investors are cautioned to consult with their own legal and tax advisors in connection with any investment in securities issued pursuant to the SpringCastle 2019-A securitization.